The average man in the street assumes that Life Insurance and Life Assurance are names for the same form of insurance. How wrong they are! But don’t hang your head in shame, many financial commentators get it wrong too! Life Insurance and Life Assurance perform different financial roles and are poles apart in cost – […]
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If you think you do not need Health Insurance; then think again. The unpredictable nature of life is itself a valid reason to own a health insurance. Life is filled with risks. Wherever there is an element of risk, risk management is indispensable. Insurance is just a form of sensible risk management. So, what is […]
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Personal scooters are a highly valuable mobility tool for those who, for health reasons, are unable to move around in public or in their own homes. They can ease the burden of having to carry things like heavy groceries or other personal effects. In this sense they can also help people who have back problems […]
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Whether you’re a homeowner or renter, insurance provides critical protection. Homeowner’s insurance protects your home’s physical structure and your personal property. In contrast, renter’s insurance only protects your personal property. Everyone-homeowners and renters-needs liability coverage to provide financial protection in case others are injured on your property or by your actions. You have the option […]
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Do you think you have the best auto insurance coverage just because you’re with a big name company? News flash, you’re probably getting less coverage than you think. But first let’s talk about accident statistics in the U.S. The Facts: There are about 3 million car-related injuries a year 2 million permanent injuries 40,000 deaths […]
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Health Insurance New options are designed to make health insurance more affordable for small businesses. Articles, tips, and information about all types of insurance coverage including auto, health, life, home, business, pet, and more… In some states, businesses are required to provide health insurance if they employ more than five workers. No, but it’s not […]
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As tax preparation time begins, many seniors are asking to include Medicaid asset protection as part of their tax planning strategies. For those of you not familiar with the 2005 Tax Reduction Act, some of the provisions address specific transfers by seniors under the new Medicare nursing home provisions. Under the new provisions, before a […]
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A large number of life insurance companies exist today to offer different life insurance policies to their clients. These life insurance companies try to keep their individuality by bifurcations and making different classifications on the policies. Life insurance policies are bifurcated into two types. 1.Term life insurance policy- anyone can apply for a term life […]
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In social functions, I always get asked about the new Medicare nursing home qualifications. Seniors become very anxious about having to spend-down their assets with no cap on the amount that they can keep. This unlimited drain on their funds is of major concern to the healthy spouse, and because the sick spouse cant do […]
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A health insurance policy offers financial help in case of a health challenge. In order to provide complete service and development there are different types of services available depending on your situation. Health Insurance What Is Available For You? HMOs or the Health Maintenance Organizations: offer health insurance with very low premiums. The disadvantage for […]
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