Wouldn’t you love to know how insurance companies come up with your home insurance rates? Maybe you wouldn’t after you understand what all is involved. The whole concept of insurance started as a benevolent community partnership. Life insurance was the pioneer. When a member of the community passed away the friends and neighbors of that […]
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Buying a home is more than just walking into a house. Not only do you want to make sure that you have the right investments set in place, but you also want to make sure that you have the right things to protect you in case something happens. Having home owners insurance is an important […]
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Home owner insurance is not always required. If you live in a home you own out right, with no lenders or finances you probably are not required to purchase a home owners insurance policy. Therefore, you can avoid that extra insurance bill every month. Good for you, right? Wrong. Home owners insurance may seem like […]
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There is a misconception that only those who are buying their homes are eligible for personal property insurance. This is simply not true. Those who are renting apartments, condos, or other types of dwellings are eligible for renter’s insurance, and having this type of insurance is a very good idea for many people. As you […]
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A home is a home, whether it is a tradition brick home built from the ground up, or a manufactured mobile home you have selected and had personalized to your specifications. Therefore, just because your home is a mobile home does not mean you shouldnt purchase a home owners insurance policy for it. Thanks to […]
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If you are a renter and do not have renters insurance you could be asking for a world of trouble. It is important that anyone renting anything from anyone have renter insurance in case a disaster should strike. The disaster could be in the form of damage from leaks, flooding, fire, earthquake, or tornado. It […]
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Home owners insurance policies are designed to protect your house and personal property against losses from the perils listed in your policy. Home owners insurance rates vary widely based on your geographic location. Areas prone to hurricanes, floods, hail, earthquakes, fires and other natural disasters will generally have higher rates. Even the distance to the […]
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Homes, and their contents, are expensive investments, so you can imagine repairing or replacing them is expensive, as well. All homes, and the contents within all homes, are at risk for experiencing situations which cause them to need to be repaired or replaced, regardless of where the home is located. You see, weather elements such […]
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The best advice regarding renters insurance is purchase it. When we rent an apartment, a condo, a house, or a mobile home, we sometimes feel a bit too secure in knowing the property isnt ours. We dont own it; therefore, whatever happens to it, outside of the damage we may cause the property ourselves, is […]
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