Category: Life Insurance

The importance of having adequate life cover should never be underestimated and the solution may be in taking out fixed term life insurance cover. But first of all, why is life insurance so important? Sadly, many people see it as an unnecessary expense, thinking that once they die, why will they need the money? However, […]

The life insurance industry is becoming tougher on smokers and those of us who are overweight. When an insurance company calculates its premiums, it has to work out the risk of you dying whilst the policy is in force. (Or with Critical Illness Insurance, the risk that you will become critically or seriously ill during […]

Life insurance is a mix of terminology and incomprehensible phrases. What do the phrases, term life, whole life and universal life mean? Life Insurance Sales Getting the best life insurance is important! But it’s hard to understand what the different words and phrases mean, but now there are answers on the internet to help you. […]

Lets face it mention things mortgage life insurance in fact anything personal finance related – and we all know that it is as dull as dishwater. However, without things like mortgage life cover – life could be a lot harder financially. So, what is mortgage life insurance and what is so great about it? In […]

You don’t want to leave your family unprepared for what will happen to them financially if you do not get sufficient life insurance coverage. So planning today can provide the income your family will need if you are no longer here. Following are some reasons to consider life insurance from a company that will be […]

No matter who you are or what you do for a living, you should make sure that you have some sort of life insurance policy. However, this is even more the case if you are one of the only sources of income for your family. In this case, you should keep in mind that your […]

The average man in the street assumes that Life Insurance and Life Assurance are names for the same form of insurance. How wrong they are! But don’t hang your head in shame, many financial commentators get it wrong too! Life Insurance and Life Assurance perform different financial roles and are poles apart in cost – […]

A large number of life insurance companies exist today to offer different life insurance policies to their clients. These life insurance companies try to keep their individuality by bifurcations and making different classifications on the policies. Life insurance policies are bifurcated into two types. 1.Term life insurance policy- anyone can apply for a term life […]

Life insurance should be a part of your overall financial planning. While some life insurance policies can be used to help you achieve your financial goals, others just provide protection. But whichever type you choose, it is important you understand your needs and the options available so you get the best value for your life […]

Should I lease a car or buy it? Think of a term life insurance policy as leasing a car. When you lease a car you get the benefits of using the car, but when you stop paying you don’t have a car anymore. As with term insurance as long as you pay your premiums you […]